Production equipment leasing and machine tool financing
Put the machine on the floor without buying it
Production equipment leasing lets you run the machine now and pay for it while it cuts parts.
- Capital stays in the business. No six-figure outlay years before the parts start paying it back.
- We carry the residual risk. We own the asset, so depreciation is our problem, not yours.
- Any builder, one partner. Independent machine tool financing with no captive finance arm steering you toward one brand.
- Payments match production. Costs line up with the machine's working life, not the purchase date.
You pick the machine. We finance it.
Why manufacturers lease production equipment
Machine tool financing is a long-term commitment that effects how your whole operation runs. You are buying capacity for work you have not won yet. Leasing let's you stay flexible as the workloads flow.
Production machinery and machine tools we finance
If it makes the part, we can finance it. Our machine tool leasing covers every major builder, from a single machining center to a full production line.
Machines we lease and finance include:
The core of most machine shops and the largest single line on the capital plan. CNC machine financing spreads that cost across the years the machine is actually cutting, so the payment tracks the work.
Brakes, shears, lasers, and punching machines. We finance fabrication equipment across builders, so the shop can be specified around the work rather than the vendor.
Molding machines are long-life assets tied to specific tooling and specific programs. Leasing keeps you from owning a press after the program that justified it has ended.
Full lines rarely arrive in one delivery. We structure agreements that follow the installation, so you pay as the line comes online rather than all at once.
Where a production line includes robotic arms or automated cells, they are financed as part of the same agreement. Robots as a standalone category are covered separately.
Compressors, tooling systems, material handling, and the supporting equipment that keeps the machines running are financed alongside the machines themselves.
Mixed builders and phased installations are normal for us. You spec the floor the work requires, and we structure one agreement around it.
Machine tool financing that does not end at the signature
A bank funds the purchase and moves on. Most providers of manufacturing equipment financing are simple lenders, and a lender does not care about the machine after financing. We do.
CHG-MERIDIAN handles financing across builders, tracks every asset, contract, and cost in our tesma platform, and can build to a budget:
- Built to a monthly number. Tell us what a department can spend, and we shape the financing — balloon payments, longer terms, lower rates — so the machine runs as its own cost center and stays cash-flow positive.
When the machine reaches end of term, we manage the remarketing, so you are not selling the machining yourself.
What comes with a production equipment lease?
We do not sell machines and we are not tied to any builder, so we have no reason to push you toward one. You spec the machine the work requires. We finance it, whatever the badge on the door says.
Machine tools come through a scattered network of builders, importers, and regional dealers, and pricing is rarely transparent. We handle that sourcing and bring the machines under a single agreement, so you are not negotiating separately with every vendor on the floor.
Most manufacturing capital is committed against a specific program or contract. We structure agreements around that reality, so the term can track the life of the work rather than an arbitrary schedule that outlives it.
Shops lose track of what they own, what it cost, and what is still under agreement. tesma keeps every machine, contract, and cost in one view, so the finance conversation and the shop floor conversation finally use the same numbers.
Used machine tools are a difficult, thin market, and most manufacturers are not equipped to sell one. We plan the exit at the start and handle the return, remarketing, or recycling ourselves. You get the value back without becoming a machinery dealer.
Buy from three builders and you get three relationships, three finance arrangements, and no single view of the plant. We stay with the equipment from specification to disposal, so one team is accountable for what the floor costs and how it performs.
Talk to us and discover how our expertise can benefit your business
Frequently asked questions: production equipment leasing
Production equipment leasing lets you put CNC machines, presses, molding machines, and full production lines into service without buying them. You pay for the use of the machine across its working life. CHG-MERIDIAN owns the asset and carries the residual value risk, so your capital stays in the business rather than sitting on the shop floor.
CHG-MERIDIAN leases machine tools and production machinery across every major builder — CNC machining centers, lathes, and mills; press brakes and metal fabrication equipment; injection molding machines; assembly and production lines; and the robotic arms and support equipment that feed them.
A bank funds the purchase and steps back. CHG-MERIDIAN stays with the machine: machine tool financing covers procurement across builders, an agreement structured around how you actually run the machine, asset visibility through TESMA, and a managed exit at the end of the term.
Yes. CHG-MERIDIAN is independent of every machine builder, so we have no reason to steer you toward one brand. You choose the machine that fits the part you are making, and we build the financing around it.
It depends on how long the machine stays useful to you. Buying can make sense for a machine you will run at steady utilization for its full life. Leasing makes sense when the work changes, when technology moves, or when you would rather keep capital free. Your finance team should weigh the accounting treatment against your reporting standards.
At the end of a CHG-MERIDIAN lease, you can return the machine, extend the agreement, or purchase it. If you return the machine, CHG-MERIDIAN manages the remarketing or recycling — so you are not left trying to sell a used machining center yourself.
Yes. Full lines and phased installations are normal for us. CHG-MERIDIAN structures the agreement to follow the build, so you pay as the line comes online rather than all at once at the start.
Yes. CHG-MERIDIAN runs standardized CNC machine financing and contract management across 35 countries, so a manufacturer with plants in several markets follows one process instead of negotiating separately in each.
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