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IT Financing and Budget Management

IT equipment leasing: maximize your IT budget and only pay for what you use

Avoid tying up capital in IT equipment and benefit from predictable payment streams that make budgeting simpler and more efficient.

IT equipment leasing instead of buying makes economic sense

IT equipment leasing and flexible financing options avoid large upfront acquisition costs, ensuring better cash flow and more predictable budget planning.

When you own IT equipment outright, managing service costs and maintenance quickly becomes a challenge. Without a regular technology refresh plan and a well-managed IT asset lifecycle process, you may end up with outdated or underutilized equipment and limited budget visibility. These challenges affect productivity and your bottom line — and they're exactly what we're built to address.

Our first step is to give you a clear view of the total cost of ownership (TCO) of your IT infrastructure and understand what technology your business needs today and into the future.

From that analysis, we build customized, flexible IT equipment leasing and financing solutions. We structure your finances to be as cash-flow friendly as possible — giving you room to stretch your budget and invest elsewhere while generating real savings over the lease term.

Smart IT equipment leasing and financing solutions to optimize your budget

Digitalization and process automation are key drivers of business productivity and growth.

To make that happen, employees need modern smartphones, laptops, and tablets. But new IT equipment costs money — capital you'd rather preserve or deploy elsewhere. We help you avoid that cost trap. 

With tailored IT equipment leasing and financing solutions, we help you keep your IT landscape current without tying up capital.

How you can benefit with CHG-MERIDIAN

Cost transparency -Uncover the true total cost of ownership of your IT equipment leasing program through a comprehensive TCO analysis
Financial predictability -Fixed monthly payments as part of your IT equipment leasing structure. Simpler planning and more predictable budgeting across the full lease term
Optimal residual value utilization -End-of-lease remarketing of your devices through CHG-MERIDIAN. Residual values are factored into your leasing payments — reducing total costs compared to outright purchase
Maximum scalability - Accelerate adoption of new technologies. Return unused devices at end of lease and add new ones as needed — with no financial penalties tied to your leasing agreement
Modern device landscape -Lower maintenance and service costs with a regular IT equipment refresh cycle. More efficient workflows — powered by a leasing model that keeps your technology current
Competitive advantage through optimized cashflows

Discover how we are supporting PENNY Italia on its growth path 

"CHG-MERIDIAN is the right choice for us because it can guarantee a degree of flexibility that none of the other competitors were able to offer. Our choice of partner was therefore based not solely on financial viability – although this was a relevant factor – but also on commercial transparency."
Marco Ruffinoni, CIO bei PENNY Italia
100% transparency to support better business decisions

tesma

Whether it's managing IT assets across multiple locations, tracking payment flows, optimizing device utilization, or adapting to changing requirements, our tesma IT asset management platform seamlessly integrates commercial and technical data.

Gain real-time insights and full visibility throughout the IT asset lifecycle — enabling flexible management, precise financial control, and simplified reporting. From initial planning and rollout to device retrieval and end-of-lease data erasure, tesma streamlines every phase.

Talk to us and discover how our expertise can benefit your business