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IT Financing and Budget Management

Maximise your IT budget and only pay for what you need

Avoid tying up capital when investing in the latest technology and benefit from a predictable payment stream, allowing you to manage your budget better.

Leasing instead of buying makes economic sense

Innovative usage and financing models avoid high acquisition costs, ensuring improved cash flow and budget planning.

When you own technology, managing service costs and maintenance expenses can be challenging. Without a regular refresh regimen and a well-managed asset management process, you may end up with outdated or under-utilized equipment and a lack of transparency. The impact on your business affects productivity as well as your bottom line. Do these challenges sound familiar? They certainly do to us.

That's why our first step is to provide you with a clear overview of the total cost of ownership (TCO) of your IT infrastructure and work with you to understand exactly how much technology you need for your business for now and to support your future growth.

Based on this analysis, we create a customized, flexible financing solution. We aim to make your finance structure as cash-flow friendly as possible, allowing you to stretch your budget and invest in more technology while offering attractive savings opportunities over the usage period.

Smart technology financing solutions to optimize your budget
 

Digitalization and process automation are key drivers for greater business productivity and growth. To achieve this, employees need to be equipped with modern smartphones, notebooks and tablets. However, new IT devices cost money. Money that you don't want to tie up at the moment or have budgeted for other investments. We provide smart solutions to avoid this cost trap. With tailor-made usage models and financing solutions, we help you update your IT landscape, reduce total cost of ownership (TCO) through instalments that include maintenance, service, and residual value. Predictable payments optimize your cash flow, and help maintain your liquidity. The outcome? An intelligent financing solution, engineered to your specific needs.

Competitive advantage through optimized cashflows

Discover how we are supporting PENNY Italia on its growth path 

"CHG-MERIDIAN is the right choice for us because it can guarantee a degree of flexibility that none of the other competitors were able to offer. Our choice of partner was therefore based not solely on financial viability – although this was a relevant factor – but also on commercial transparency."
Marco Ruffinoni, CIO bei PENNY Italia
100% transparency to support better business decisions

tesma

Whether it’s managing devices across multiple branches, tracking payment flows, optimizing device utilization or adapting to new requirements, our tesma platform seamlessly integrates commercial and technical data.
Gain real-time insights and full transparency throughout the device lifecycle, enabling flexible management, precise financial control and simplified reporting. From initial planning and rollout to device retrieval and data deletion, tesma streamlines every phase with ease.

Talk to us and discover how our expertise can benefit your business