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The budget is shrinking, while your IT is growing.

Many businesses face a balancing act in 2025, with the pressure to innovate on the one hand and flat IT budgets on the other. Considering IT from a circular perspective cuts costs, eases liquidity, and opens the door to a modern IT infrastructure.

Introduction: problem & context

Progress calls for capital spending – but budgets get in the way.

Financial decision-makers are under exceptional pressure these days. While AI, digitalization, and data security require new investment in IT, budgets are being cut, headcount reductions are being discussed, and capital commitments are becoming a risk. This is where conventional CapEx models reach their limits. Businesses looking to secure liquidity need to take a strategic view of financing.

Facts (Darstellung wie unten):

· DEMANDS ARE RISING 67% of IT owners have to achieve more with less budget (KPMG)

· BUDGETS ARE FLATLINING 2% growth in IT budgets – only a minimal increase (Gartner)

ZWISCHENHEADLINE LÖSUNG (kleiner Break in der Seite):
When acquiring new technology no longer entails an investment, it becomes an innovation. Individual IT leasing and lifecycle management make this a reality. 

Use cases

Turn your finance strategy into an innovation strategy – with the right IT.

Beispiel-Module (Bild-Text-Kombination):

Sale and leaseback: Free up capital without forgoing anything


Many businesses are sitting on IT hardware running into the millions of euros – tied-up capital that blocks liquidity. Sale and leaseback involves selling your current devices and leasing them straight back. This keeps the technology in use and streamlines your balance sheet, thereby giving you instant financial leeway. This allows you to create headroom for innovation without interrupting day-to-day operations.

Break and rewrite: Rethinking contracts intelligently


Many IT leasing agreements run for longer than the devices are actually used for – or the terms and conditions no longer suit the current situation. A break and rewrite module introduces flexibility because lease terms are adjusted, installments are recalculated, and unnecessary residual values are reduced. The result is a direct easing of budgetary pressure in the same financial year, more predictable expenditure, and a lower total cost of ownership (TCO). This is especially suitable for client technology, screens, printer fleets, and large quantities of standard hardware. 

Value-driven investment: IT financing that is worth it


If you are looking to maintain a balance between ROI and WACC, you will need more than an approved budget. Circular tech allows you to steer your IT investment to where it can create real value, for example in growth fields such as AI, transformation, or data security. Instead of tying up capital, use flexible leasing models that offer tax advantages and slim down the balance sheet. Fixed lease terms and transparent costs will give you certainty to plan for the future – for IT, finance, and procurement.

Discover a new way to think about IT financing – with circular tech.

Liquidity is a key way to leverage IT investments these days. Conventional purchase models tie up capital and shift technology risk onto the company. Circular tech allows for more control: Use-based leasing models, predictable refresh cycles, and a residual value structure ensure financial flexibility and an unbridled pace of innovation. Investment volumes, usage, and scaling can be precisely coordinated, giving you an optimized balance sheet, predictable TCO, and clear ESG metrics.

Real-world use demonstrates on a daily basis that circular tech safeguards budgets, accelerates investment, and opens up capacity for new IT requirements.

Zitat-Box (aber keine Anführungszeichen benutzen, da kein direktes Zitat):

Amid a rising cost of capital, companies need to find intelligent solutions to finance essential operations. This leaves scope – both financial and in terms of capacity – to implement strategic IT projects and manage them in the long term. – see David Lachenmaier, Executive Vice President Finance at CHG-MERIDIAN, in TECHTALK ‘IT-Budgets neu gedacht’ [IT budgets revisited]

A financial engineer’s guide

A Financial Engineer’s Guide

Unlock liquidity strategically – e.g. through sale-and-leaseback and contract optimization 

Existing hardware can be easily converted into available capital: sell, lease back, and create capacity for investment. This shift from CapEx to OpEx and regular fine-tuning of contracts makes budgets more predictable and eases pressure on the balance sheet.

Deploy budgets where they have the biggest leverage effect. 

Scarce resources can be channeled into strategic fields such as AI, security, and transformation. Flexible leasing models offer tax advantages, financing with no impact on the balance sheet, and a reliable basis for long-term planning.

Create full transparency for financial control, reporting, and management. 

Contracts, maturities, costs, and CO₂ data can be managed centrally and analyzed at any time. Real-time data provides a solid basis for informed budgetary planning, TCO calculation, and CSRD-compliant ESG reporting.

Convince financial decision-makers with verifiable figures

Less capital commitment, stable cash flow, and clear residual value models make for transparent cost structures. Finance and investment decisions can be robustly backed up with facts.

Summary-Box:

Financial engineering means making liquidity, scalability, and capacity for innovation manageable, without compromising on profitability, transparency, or technology. Circular tech provides the structured framework needed to do so.

Please get in touch to arrange a no-obligation consultation!